Might be a bit too dressy for the mall, but if you tone down the gold, it might work. I'd go for a black belt, or white, and non metallic jewelry, to tone it all down.
@malnatik9 I get what you mean, but this isn't a low-key mall. It has all the designer brands for clothing and bags. I even saw other women in heels! Haha. But I do get what you mean, thanks.