This isn't working. Get rid blue shirt, pull down the plaid shirt if it goes any longer (or trade it for a solid colored top), keep the cardigan, lose the belt, keep the pants, get a longer necklace and get simple, chic shoes. Good luck dear! <3
it looks as if tho you have 2 sweaters on top of each other which i don't really like. i would also opt for plain boots or flats because the torn jeans have already too much going on.